Now’s Your Last Chance to Use These Social Security Strategies

As a result of Congress’ passing a new federal budget — likely by the end of April — you will no longer be able to use two Social Security strategies: “file and suspend” and “restricted application.”

Depending on your situation, these strategies greatly increase the amount you receive from Social Security — for some, by tens of thousands of dollars over a lifetime. And the retirees most likely to benefit from them are high-income married couples. No wonder Congress killed them.

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