Shortly after their two children were born, Ed Underwood and his wife, Mary Valentino, decided they should do some estate planning. In 1999 the couple worked with an attorney to draft wills and other documents that are typically part of an estate plan.
But not long after that, their lives changed dramatically. At the age of 3, their first child suffered the onset of severe epilepsy and developmental regression. It eventually became clear to the couple that their son would have lifelong special needs and that they needed to rethink their estate plan.